Terms and Conditions

1. Introduction

Welcome to Studio Lumina! These Terms and Conditions ("Terms") govern your use of the Studio Lumina website (studiolumina.com) and all associated services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use our Services.

2. Acceptable Use

You agree to use our Services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Services. Prohibited behavior includes:

• Harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability.
• Uploading or transmitting viruses, malware, or any other type of malicious code that could affect the functionality or operation of the Services.
• Collecting or tracking the personal information of others.
• Spamming, phishing, pharming, pretexting, spidering, crawling, or scraping.
• Using the Services for any illegal or unauthorized purpose.
• Interfering with or disrupting the Services or servers or networks connected to the Services.
• Attempting to gain unauthorized access to any portion of the Services or any other systems or networks.
• Violating any applicable laws or regulations.

Studio Lumina reserves the right to investigate and prosecute violations of any of the above, including intellectual property rights infringement and security-related issues, to the fullest extent of the law. Studio Lumina may involve and cooperate with law enforcement authorities in prosecuting users who violate these Terms.

3. Intellectual Property Rights

The content, design, graphics, and other materials on the Studio Lumina website are protected by copyright, trademark, and other intellectual property laws. Studio Lumina owns or licenses all intellectual property rights in the Services and the content on the Services. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
• You may store files that are automatically cached by your Web browser for display enhancement purposes.
• You may print or download one copy of a reasonable number of pages of the Services for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

If Studio Lumina provides desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.

You must not:

• Modify copies of any materials from the Services.
• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from the Services.

If you wish to make any use of material on the Services other than that set out in this section, please address your request to Contact us.

4. User Content

Users may be permitted to submit content to the Services, such as comments or feedback. By submitting content, you grant Studio Lumina a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You represent and warrant that you own or have the necessary licenses, rights, consents, and permissions to grant this license to Studio Lumina.

Studio Lumina has the right, but not the obligation, to monitor and edit or remove any user content that violates these Terms or is otherwise objectionable.

5. Liability Limitations

To the fullest extent permitted by applicable law, Studio Lumina shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Services; (b) any conduct or content of any third party on the Services, including without limitation, any defamatory, offensive, or illegal conduct of other users or third parties; or (c) unauthorized access, use, or alteration of your transmissions or content.

In no event shall Studio Lumina's aggregate liability exceed the amount paid by you, if any, for accessing or using the Services.

Studio Lumina is not responsible for the content of external internet sites. You are advised to read the privacy policy of external sites before disclosing any personal information.

6. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis. Studio Lumina disclaims all warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Studio Lumina does not warrant that the Services will be uninterrupted, secure, or free of errors or viruses.

7. Dispute Resolution

Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in [City, State], and the decision of the arbitrator shall be final and binding. Nothing in this section shall prevent Studio Lumina from seeking injunctive or other equitable relief from a court of competent jurisdiction to protect its intellectual property rights or confidential information.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [State/Jurisdiction], without regard to its conflict of law provisions.

9. Modifications to Terms

Studio Lumina reserves the right to modify these Terms at any time. We will post any changes to these Terms on this page. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for any changes.

10. Termination

Studio Lumina may terminate your access to the Services at any time, with or without cause, with or without notice. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Contact Information

If you have any questions about these Terms, please Contact us.

12. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced.

13. Waiver

Studio Lumina's failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

14. Entire Agreement

These Terms constitute the entire agreement between you and Studio Lumina relating to the Services and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and Studio Lumina.